Managing Money Problems

Most people will borrow money and become in some kind of debt at some time in their lives. However, debt only becomes a problem when you cannot pay it back.

People get into debt for all sorts of reasons, for example, losing a job, taking on a caring role, becoming pregnant, separating from a partner or becoming ill or disabled.

It can be tempting to bury your head in the sand, but the longer you leave it, the worse it will get. Help and support is available and you will be able to take control of your finances again and look positively towards the future.

We're here to help
You can start taking control of your money problems today and we are here to help you in every way we can. You can call our Income Management Team on 0161 779 8863 for confidential support and suggestions on how to manage your debt. We have also been working with the council to find ways of supporting you and you can find out plenty of helpful information about managing yur money in the current climate on their Tackling the Recession pages

You can also visit the Salford Welfare Rights and Debt Advice Service to find out more.

It's an emergency! My creditors are threatening me with serious action, what can I do?
It is best to get some advice straight away. Your local Citizens Advice Bureau may be able to help you. Click here to find your nearest bureau.

For free information and advice about debt, ring National Debtline on 0808 808 4000 or visit the National Debtline website.